NewMulti – Payment App

Your Trusted Padifor SeamlessPayments

Send money internationally, pay bills, buy airtime & data, shop giftcards, use virtual cards, and even explore crypto — all in one secure app.

SendPadi app preview
creators
Online Shoppers
Remote Workers
Freelancers
Travellers
Traders
Interswitch logo
PalmPay logo
Wema Bank logo
Fincra logo
Kuda logo
Interswitch logo
PalmPay logo
Wema Bank logo
Fincra logo
Kuda logo
Interswitch logo
PalmPay logo
Wema Bank logo
Fincra logo
Kuda logo
Interswitch logo
PalmPay logo
Wema Bank logo
Fincra logo
Kuda logo

For Personal

Need to send money to family, pay bills, or shop online? With SendPadi, you can top up airtime, pay utilities, send money abroad, and access virtual cards—all from one app. Fast, secure, and stress-free.

Get Started
Personal App Preview

For Business

Power your business with SendPadi. From paying suppliers and employees across borders to receiving customer payments seamlessly, our platform makes transactions faster, safer, and more affordable—wherever your business goes.

Business App Preview

Why Choose SendPadi?

We offer you...

Cross Border Payment

Cross Border Payment

Send and receive money across borders in minutes.

Fast Bills & Airtime

Fast Bills & Airtime

Top–up airtime and data or pay electricity and TV bills instantly.

Virtual Cards

Virtual Cards

Shop online, subscribe, and stay protected with NGN & USD cards.

eSIM

eSIM

Get connected instantly - no physical SIM cards, no delays.

Giftcards

Giftcards

Buy, sell, and trade giftcards easily within one app.

Crypto

Crypto

Buy, sell, and trade crypto easily within one app.

All in one place

eSIM

Stay Connected with
SendPadi eSIM

Traveling or living abroad? Get instant data connection without switching physical SIM cards. With SendPadi eSIM, you’re always online, anywhere in the world.

Instant Activation

No waiting, no stores. Buy, scan, and connect in minutes.

Global Coverage

Access data in 150+ countries without roaming charges.

Affordable Plans

Pay only for what you use with flexible prepaid options.

Dual Sim Convenience

Keep your primary line active while using SendPadi eSIM for data.

Secure & Reliable

Stay connected safely with trusted global network partners.

Esim

How it Works

How to get started on SendPadi

Sign Up

Create your Free Account in Minutes

Sign Up Mobile

Fund Wallet

Add money via bank transfer, card, or crypto.

Fund Wallet Mobile

Transact

Send money, pay bills, shop, or trade instantly.

Send Card Mobile
SendPadi

FAQs

Commonly
Asked Questions

Answers to questions that matters

Virtual Cards

Your Card, Your Way

Shop globally, subscribe to your favorite platforms, and pay online with ease. SendPadi Virtual Cards give you a secure and reliable way to make international and local payments without stress. Enjoy full control, instant funding, and real-time tracking—all in one app.

Pay globally, shop locally
Instant funding from your wallet
Extra-secure for online transactions
Works for subscriptions & e-commerce
Full control in the SendPadi app
Virtual Cards

Testimonials

Our Customers Talk
About It Better Than Us

"SendPadi makes money transfers so effortless. I can send funds to my family abroad instantly, pay bills locally, and enjoy peace of mind every single time."

Sarah Balogun

Sarah Balogun

Freelancer, Lagos

"As a freelancer, I rely on SendPadi to receive payments globally, access virtual cards, and handle expenses easily. It's fast, affordable, and reliable for remote workers."

Michael Adeyemi

Michael Adeyemi

Software Engineer, London

"Before SendPadi, topping up airtime and paying utilities was stressful. Now, everything happens in seconds with complete ease. Truly a game-changer in digital payments today."

Chan Gil

Chan Gil

Crypto Trader, Manchester

"I've tried other apps, but SendPadi gives better rates and zero hidden charges. Sending money home to family has never been this easy and stress-free."

Kelechi Nwankwo

Kelechi Nwankwo

Crypto Trader, Enugu

"SendPadi combines everything in one app—crypto exchange, gift cards, bill payments, and cross-border transfers. Truly the only financial companion I need."

James Kenny

James Kenny

UX Writer, Nairobi

"As a student abroad, I get pocket money through SendPadi. Transfers are instant, reliable, and accessible. I can withdraw easily and manage my daily expenses confidently."

David Wright

David Wright

Student, Lagos

"Running a small business, I struggled with payments before SendPadi. Now, I receive customer payments instantly, pay suppliers abroad, and grow with confidence."

Fatima Adelana

Fatima Adelana

Entrepreneur, Abuja

Send Money Across the World

Move money instantly, securely, and affordably—anytime, anywhere with SendPadi.

World Map

Multi Currency Account

One account for 15+
currencies around
the world.

Hold over 15 currencies and exchange to the currency you need, when you need it.

Global spending freedom
Instant currency conversion
Real-time exchange rates
24/7 account access
Currency

Blog

Updates from the Desk
of SendPadi

Same-Day Cross-Border Transfers: How SendPadi Makes It Possible

Same-Day Cross-Border Transfers: How SendPadi Makes It Possible

Learn how SendPadi ensures same-day transfers on major currencies, giving individuals and businesses faster, stress-free international payments.

Virtual Cards: Your Key to Global Payments Without Limits

Virtual Cards: Your Key to Global Payments Without Limits

From shopping online to paying for subscriptions, discover how SendPadi’s virtual cards unlock seamless access to global services-safe, secure, and borderless.

Powering Businesses with Seamless Global Transactions

Powering Businesses with Seamless Global Transactions

Explore how SendPadi helps businesses pay suppliers, employees, and partners across borders—faster, cheaper, and more reliable than traditional channels.

Send Money Across the World

Move money instantly, securely, and affordably—anytime, anywhere with SendPadi.

World Map

8.5k+

Trusted Users Sending

& Receiving Daily

5.6k+

Successful Transactions

Processed Every Day

10,000+

Merchants & Businesses

Powered by SendPadi